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More averages for California
* Annual percentage yield is represented by the heading APR in the table below.
Mortgage loan rates California
Product Highest
rates 		Points Highest
APR 		Lowest
rates 		Points Lowest
APR 		Average
Rate		 Average
APR
30 yr fixed mtg 6.25% 2.00% 6.27% 4.75% 0.00% 5.06% 5.33% 5.48%
20 yr fixed mtg 6.00% 2.00% 6.07% 4.63% 0.00% 4.97% 5.18% 5.38%
15 yr fixed mtg 5.75% 2.00% 6.02% 4.25% 0.00% 4.59% 4.93% 5.17%
10 yr fixed mtg 6.38% 2.00% 6.43% 4.38% 0.00% 4.83% 4.85% 5.21%
1 yr ARM 5.75% 2.00% 6.85% 2.63% 0.00% 5.79% 3.90% 6.17%
3/1 ARM 6.38% 2.00% 6.43% 3.00% 0.00% 5.60% 4.48% 5.95%
3/1 ARM (interest only) 6.63% 2.00% 6.49% 3.13% 0.00% 5.66% 4.61% 5.99%
5/1 ARM 6.13% 2.00% 6.51% 3.50% 0.00% 5.40% 4.81% 5.85%
5/1 ARM (interest only) 6.25% 2.00% 6.38% 3.75% 0.00% 5.53% 4.89% 5.86%
7/1 ARM 6.50% 2.00% 6.50% 4.00% 0.00% 5.35% 5.04% 5.78%
7/1 ARM (interest only) 5.75% 2.00% 6.17% 4.50% 0.00% 5.51% 5.03% 5.78%
10/1 ARM 6.38% 2.00% 6.43% 4.50% 0.00% 5.30% 5.23% 5.73%
30 yr fixed jumbo mtg 6.38% 2.00% 6.46% 5.00% 0.00% 5.17% 5.61% 5.71%
15 yr fixed jumbo mtg 5.88% 2.00% 5.91% 4.63% 0.00% 5.04% 5.15% 5.33%
5/1 jumbo ARM 6.25% 2.00% 6.36% 4.13% 0.00% 5.57% 4.97% 5.86%
5/1 jumbo ARM (interest only) 6.38% 2.00% 6.41% 4.25% 0.00% 5.57% 5.05% 5.89%
30 yr FHA mtg 7.25% 1.00% 7.41% 5.38% 0.00% 5.45% 5.80% 5.92%
 

 

  

OWEN GERONIMO

Mortgage Loan Consultant

owengeronimo@gmail.com

(415) 724-9294 Phone

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